A lot of folks will come to us with a loved one in a medical emergency, and they’re concerned about the expenses. And there are ways to cover the costs of care. There is certain insurance policies that can help with that.
There are state programs through the Medicaid system and there are programs through the VA. There’s many different types of programs, and that’s why it gets confusing. And when we talk in regards to the VA, most of the folks familiar with the VA programs are familiar with what we call disability planning. There is another program called the Aid and Attendance Pension, which helps cover costs of long term care for home health care, assisted living and even skilled care.
Unfortunately, that program is a needs based program, so you have to have a medical need, a medical expense. And also the VA does not want you to have too many resources. Basically, you have to have less than 126,000 to be considered for eligibility. So the VA is there to help. It’s not based on a disability that received while in the service.
It’s just based on the service that the individual had.